N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2019 interim results for the third quarter.For more information about N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) company page on AfricanFinancials.Document: N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) 2019 interim results for the third quarter.Company ProfileNEM Insurance Company (Nigeria) Plc offers all classes of life and non-life insurance products to the personal and corporate sectors in Nigeria. Personal products include travel, motoring, professional indemnity, goods in transit and fire and special perils. Products for small-to-medium businesses include cover for burglary, product liability, fidelity guarantee, personal/group personal accident, travel, money and motor insurance. Corporate products include cover for general business, marine, aviation, oil and gas, engineering, bonds and motor insurance. NEM Insurance Plc was established in 1948 as an agent for Edward Turner & Co.; became a Nigerian branch of NEM General Insurance Association Limited of London in 1965; and merged with Vigilant Insurance Company Limited to transact all classes of general insurance. The company has expanded its operations into the West Africa sub-region in 2009 through its subsidiary NEM Insurance (Ghana) Limited which subsequently merged with Regency Alliance to form Regency NEM Insurance (Ghana) Limited in 2016. The company’s head office is in Lagos, Nigeria. NEM Insurance Company (Nigeria) Plc is listed on the Nigerian Stock Exchange
By Andy Eubank – Aug 3, 2016 SHARE Facebook Twitter SHARE Facebook Twitter Previous articleShort Term Dryness Causing ConcernNext articleMorning Outlook Andy Eubank Indiana Farmland Values Drop over 8% Home Indiana Agriculture News Indiana Farmland Values Drop over 8% Farmland value dropThe new 2016 Purdue Farmland Value Survey is now public, and the survey confirms that Indiana farmland values continue their downward trend. The average declines are 8.2 to 8.7 percent depending on land quality, and declines of this size haven’t been seen since the mid-1980s.Purdue agricultural economists Craig Dobbins and Kim Cook are the report authors and Dobbins told HAT it’s obvious what has values in retreat.“We’re adjusting to the lower income environment, the lower price environment, the lowered expectations about what prices are going to be in the future. Those sorts of things are really beginning to have an impact now. The evidence is pretty clear that we’re in a re-adjustment process when it comes to farmland values.”The average farmland value has fallen about 13 percent over the last 2 years. The drop follows several years of spikes in the prices paid for farmland.“Yes, there was probably some over-optimism that was in the market,” Dobbins says, “and now maybe we’re on the other side and of that and there’s over-pessimism in the market.”Cash rents also declined for the second consecutive year.The survey shows that top and average-quality farmland fell by an average of 8.2 percent from last year, and poor-quality farmland declined by 8.7 percent. Top land fell from $9,266 per acre to $8,508, average land from $7,672 to $7,041 and poor land from $5,863 to $5,353.The downward change in farmland values was consistent across the five regions of the state, although the North region had the largest year-to-year drop, with declines of 14.2 percent, 10.7 percent and 10.2 percent for top, average and poor farmland, respectively. The authors noted that declines of at least 10 percent are rare.“In addition, the farmland value change in this region did not support the conventional wisdom of top-quality land maintaining its value better than lower-quality farmland in a downturn,” they wrote.This year’s decline in cash rents across all land qualities was the largest since 1987. Over the past year, cash rents declined by an average of 9.8 percent to 10.9 percent. Top land had an average cash rent of $257 per acre, average land $204 per acre and poor land $157 per acre.The survey respondents indicated that they believe there will be a continuation of low grain prices, low and stable long-term interest rates and low inflation rates. If they prove to be correct, the authors said there is likely to be slower growth in farmland earnings and that producers’ per-unit cost of production would need to be lowered further.“Lowering per-unit cost of production will take time and will likely be a combination of adjustments in lower input costs, higher yields, and lower cash rents and farmland values, each contributing a small change,” they wrote.Respondents expected farmland values to fall an additional 1.9 percent to 2.2 percent during the last half of 2016,Long-term, the direction is less clear.“Respondents were divided just about equally across higher, no change and lower,” the authors said.Those expecting farmland values to be higher in five years projected an average increase of 7.6 percent. Those expecting declines projected an average decline of 9.5 percent.When asked to project cash rents for 2017, respondents expected a further decline of 4.5 percent.The annual Purdue Farmland Value Survey is based on responses from rural appraisers, commercial bank and Farm Credit Mid-America agricultural loan officers, Farm Service Agency personnel, farm managers and farmers. The results provide information about the general level and trend in farmland values and cash rents. The survey does not indicate specific values for an individual farm.The full report is available at https://ag.purdue.edu/agecon/Pages/Purdue-Agricultural-Economics-Report.aspx.Source: Purdue News
Rain, Snow Hamper Indiana Harvest Progress Facebook Twitter Previous articleVoting Begins for 2019 Farm Service Agency County Committee ElectionsNext articlePence Presses House Democrats to Hold USMCA Vote Ashley Davenport Facebook Twitter By Ashley Davenport – Nov 4, 2019 SHARE According to the USDA, there were 3.1 days of suitable fieldwork last week, putting a damper on harvest progress.Temperatures were 7.6 degrees below normal for Indiana, averaging 43.2 degrees.Corn harvest in Indiana improved 9 percent compared to last week with corn harvest progress at 57 percent. 36 percent of the crop is rated good to excellent. Moisture content for corn remained unchanged compared to last week at 20 percent.Soybean harvest is 11 points behind the five-year average. 79 percent of Indiana’s soybeans have been harvested, an increase of 8 points from the week prior. Moisture content for soybeans remained unchanged compared to last week at 13 percent. Home Indiana Agriculture News Rain, Snow Hamper Indiana Harvest Progress SHARE
Local NewsCrime Judges dealing with public defender shortage Twitter Whenever someone is charged with a crime and they may not have the adequate funds to hire a lawyer for themselves, a justice of the peace or district judge will appoint them an attorney based on the nature of the crime and that attorney’s qualifications.However, 70th District Court Judge Denn Whalen said the courts are having a problem right now where there aren’t enough attorneys to appoint that meet the specific qualifications. Each judge has a list of attorneys they are able to appoint to each case, and each attorney is listed with what cases he is qualified to handle, such as misdemeanors, and the varying degrees of felony cases, third, second and first degree.Of the 38 attorneys judges are able to appoint for defendants, only 14 are qualified to handle first-degree felony cases.Whalen said that the judges have been able to manage the problem.“Sometimes you just have to appoint somebody that may not be actually on the first-degree felony list, but they’re willing to take it,” Whalen said. “As long as we feel like the lawyer is qualified, we can appoint anybody to it. We want to make sure that they have good representation.”The Ector County District Court and County Court Plan lists the qualifications lawyers must have to handle first-degree felony cases as having practiced law for at least five years and having experience as lead counsel in at least eight felony cases tried to verdict before a jury. For second-degree felony cases, lawyers must have only four years of law practice experience and been lead counsel for at least four felony cases.One possible solution to fix the issue of running out of qualified attorneys would be a public defender’s office, a county office separate from the judiciary providing counsel to indigent defendants. The first principle of a public defense system stated by the American Bar Association is that it must be independent, which is not the case in most of Texas, as the judiciary is in charge of the indigent defense system.David Carroll, Executive Director of the Sixth Amendment Center, a nonpartisan group providing assistance on criminal justice matters to state and local policy matters, said one of the benefits of a public defender’s office is specialization.“So if you have someone that is less qualified, but think could handle this, you could have that person sitting second-chair getting qualified under the supervision of someone who is qualified.”Carroll said there are some other possible problems presented by public counsel being overseen by the judiciary.“When that is the case, especially when judges are elected, there’s at least the appearance of a conflict and actual conflict,” Carroll said. “Because the defense attorney may take into consideration what they need to do to please the judge to get the next appointment, versus what it takes to please the client.”Doing what it takes to please the judge would include factors such as simply getting the client to plead out to the first deal handed down by the state.Whalen said there are some lawyers that are faster than others, and most cases end up being pleas. And there’s a reason for that, Whalen said, as he had around 550 cases indicted in his court last year.“Just do the math,” Whalen said. “You can’t try all of those cases.”Currently in Texas, there are only eight county public defender’s offices in Texas, of the 254 counties in the state.County Judge Ron Eckert said there’s been no discussion in his time of adopting a public defender’s office for the county since his time in office, but said he thinks there must have been some point in the past when commissioners decided not to implement one after weighing a cost-benefit analysis. Facebook Southern Style Potato SaladSlap Your Mama It’s So Delicious Southern Squash CasseroleHawaiian Roll Ham SlidersPowered By 10 Sec Mama’s Deviled Eggs NextStay WhatsApp Youngsters urged to be safe over graduation weekends Twitter Previous articleEarly voting begins MondayNext articleLETTER TO THE EDITOR: Only one candidate has experience admin RELATED ARTICLESMORE FROM AUTHOR Pinterest By admin – May 13, 2018 Pinterest Facebook Police searching for woman connected to husband’s death WhatsApp Police searching for man connected to hit and run Home Local News Crime Judges dealing with public defender shortage
TIMOTHY A. CLARY/AFP via Getty ImagesBy AARON KATERSKY, ABC News(SPRING VALLEY, N.Y.) — A body was discovered Wednesday in the aftermath of a fire that burned through a Spring Valley, New York, assisted living facility, killing one resident and prompting dozens of middle-of-the-night rescues.Flames broke out inside the Evergreen Court For Adults on Lafayette Street just after 1 a.m. Tuesday morning.A firefighter has been unaccounted for since the blaze, but authorities said there is currently no confirmation that the body pulled from the rubble is the missing firefighter.“We recovered a body from within what remained of the structure on Lafayette Street. At this current time, there is no positive confirmation that this is the missing firefighter from the Spring Valley Fire Company,” Chris Kear, Rockland County director of Fire and Emergency Services said Wednesday.The body, however, is believed to be fallen Spring Valley firefighter, Jeremy Lloyd, according to reports.“Yesterday, Jared Lloyd gave his life and service to others. He searched as a building burned, determined to rescue anyone who may have been trapped. His loss is devastating,” Rockland County Executive Ed Day said Wednesday.“We offer our deepest condolences and prayers to the family of Jared Lloyd,” the Evergreen Court Home for Adults issued in a statement Wednesday.Between 20 and 25 residents were rescued by firefighters in what they described as a “chaotic scene.”One resident was pronounced dead at a local hospital. Thirteen residents were transported to area hospitals and one remains in critical condition, Kear said.A portion of the building collapsed as firefighters battled the blaze. One firefighter was briefly trapped in the burning structure.Two firefighters were injured. One was admitted to Westchester Medical Center and another was treated at Hackensack University Medical Center and released.Kear dispelled earlier reports that one of the firefighters appeared to have suffered a medical condition, possibly a heart attack.“One firefighter was kept overnight due to high carbon monoxide levels in his blood. There was some misinformation being circulated among the media. There was no firefighter or anybody on the scene that had a heart attack,” he said.The origins of the fire are still unclear.“We don’t have any indications just yet whether it’s a suspicious fire or accidental,” Rockland Sheriff Louis Falco said Wednesday and that the fire was still “under investigation.”Denise Kerr, the director of the Evergreen Court Home for Adults called the fire an “unspeakable tragedy” in a statement Tuesday afternoon.“Our hearts and prayers go out to all individuals and families who have been impacted. We join the community in mourning the loss of our resident who passed away and pray for the safety of the missing firefighter,” Kerr also said.The facility is “fully cooperating with all state and local authorities” in their investigation of the fire and that all 112 residents had been accounted for, relocated and that their families are being contacted.“Anyone who wishes to reach us to inquire about a family member can call 973-378-1997 or email [email protected],” Kerr added.The building is a total loss.Kear said an indentification of the remains will be made once the medical examiner’s office conducts an investigation which will include DNA testing.The facility offers assisted living, nursing home facilities and continuing care for older adults.Copyright © 2021, ABC Audio. All rights reserved.
Cultivating creativityOn 1 Nov 2002 in Personnel Today Comments are closed. Previous Article Next Article How do you cultivate adaptable people and unleash their capabilities on avolatile world without losing control? Philippe Masson explainsIs there such a thing as an ideal company? Probably not. But, as in nature,some are better suited to their environments than others. And today’s volatileenvironment is certainly not what it was even a few years ago when the neweconomy was booming. At Cap Gemini Ernst & Young, our recent experiencessuggest that those enterprises which are most adaptable are the ones best ableto cope with this volatility. Achieving superior performance By observing what a few high performers have achieved, we have concludedthat truly adaptive enterprises exhibit three fundamental qualities which setthem apart: – Instinct: an ability to read even weak signals early, and to reactquickly, such as credit card innovator Capital One which tests new products onthe market every day – Agility: coping with events such as demand fluctuations by combining andrecombining capabilities within their ecosystem. Dell Computers is good example– Intelligence: learning from past experience. After a difficult return to growthfollowing the Gulf War, Marriott Hotels reacted to the World Trade Centerdisaster by mobilising their entire organisation for recovery within a fewweeks – instead of slashing costs from the top. All have mastered the art of cultivating adaptive people – individuals whoshare a common purpose, seek to help others, are sensitive to theirenvironment, and stand ready to exercise initiative and take risks. Cultivating adaptive behaviours through People Management Practices As employee behaviour is shaped by the key events in their workinglifecycles, so HR executives have a vital role to play in building peoplemanagement practices – from recruitment to ‘off-boarding’. Like most consulting companies, Cap Gemini Ernst & Young recruits forskills and behaviours rather than job-specific knowledge. Combined with diversetargeting, a strong on-boarding process, and dynamic management of mobility,this makes for a richer blend of talents. Our people work for an organisational entity such as the Finance Sector inFrance, but they belong to a ‘profession’ such as strategic and businessconsulting, or technology. Their choice of career tracks and their performanceassessment criteria depend on their profession and their role. Our consultantshave a choice between becoming content specialists or managing clientengagements and evolving towards a broader account executive role. Clearly, HR directors have a major role to play in shaping the peoplemanagement practices that foster adaptive behaviours. But they need to operatein an environment that empowers people. Empowering people through adaptive organisation models and adaptive IT While most companies today still entertain some pockets of hierarchy, wherelife is controlled by job descriptions and reporting lines, many have evolvedto a more modular structure with responsibilities delegated to business unitsand consistency achieved through transverse management processes. The most adaptive phase in this evolution is the shift towards a networkedorganisation model in which teams are the most important organisationalentities and people are connected through communities of interest. Besides project teams where people spend most of their time, communitiessuch as ‘technology architects’ or ‘engagement managers’ provide our employeeswith a natural family in which to share knowledge and collaborate on clientwork with fellow-professionals. The technology architects community, for example, was instrumental innurturing our approach to adaptive IT architecture, which has subsequentlybecome a market standard. The other key ingredient in this empowerment formulais IT. Adaptive IT provides the connectivity and flexibility which employeesneed to operate in networks and to respond to events. But adaptiveness is not a panacea. Empowering even talented people canresult in disasters if they are not properly guided. Building a soundorganisation in the adaptive world is a matter of judgement about the rightbalance between initiative and risk-taking, empowerment and guidance. And adaptive enterprise is also critical once an employee decides to leave.Such enterprises also support their employees at that point by maintainingstrong relationships with the alumni community. Getting startedDo you recognise the need to cultivate more adaptive people inyour company? A first step might be to revisit your approach to performancemanagement. – Do you assess and reward individual performance on the basisof demonstrated behaviours as opposed exclusively to results against targets? – Have you agreed on a model of the capabilities expected ofpeople in your organisation – from shared attributes reflecting the corporateculture to role-specific competencies? – Do your employees have a clear understanding of their careeroptions and their development plans?If the answer is ‘no’ to any of these questions, thenperformance management might be a good starting point.About the authorPhilippe Masson is global leader ofthe Strategic Consulting Profession at Cap Gemini Ernst & Young. 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Cape May County Fare Free Transportation offers door-to-door service for Ocean City residents. (Photo courtesy Fare Free Transportation Facebook page) By MADDY VITALECape May County’s Fare-Free Transportation provides rides to seniors, the disabled, veterans and low-income residents who need to get to appointments, shopping and other places.But it is a free service that is underutilized, explained Dan Mulraney, director of Cape May County Fare-Free Transportation.Mulraney thinks one of the main reasons that ridership is not as strong as it could be is the fact that people must call three days in advance to reserve their spots on the van.“We do a lot of good things, but I think we can provide more service and better service,” he said. “Over the course of several years we have seen a decline in ridership. Part of that is making people wait for the trips. Maybe, there is a better way to do it.”So, Fare-Free Transportation officials came up with a pilot program for Ocean City residents to boost ridership. From 8 a.m. to 4 p.m. Monday through Friday, beginning possibly as early as March, riders will be picked up and dropped off at different locations in the resort.Instead of waiting three days to set up the ride times, passengers will only need to use an app being created for the pilot program, Mulraney said.“In a world of instant gratification, if you could use a Fare-Free app sort of like an Uber — why not?”Currently, Mulraney said Fare-Free provides an average of 110,000 trips per year for riders throughout the county. Of that number, 1,200 trips every three months are by Ocean City residents.“We would like to surpass that number as we move into this project,” Mulraney said of Ocean City ridership. “We are very excited.”He noted that Ocean City is an area underserved by Fare-Free.Stainton’s Gallery of Shops, located at 810 Asbury Ave., is one of the stops on the Fare-Free Transportation route.Another reason to do a test-run in Ocean City is that there is a sizable offseason population to serve.“It is a good place to start our app out and slowly build it with the seasons,” Mulraney explained. “It is a population that can use it. We will start an Uber-like service with Fare-Free so someone could send a text message to be picked up. If it goes well in Ocean City, then we will implement it throughout the different municipalities.”He emphasized, “If you live here, you can ride. We have thousands of registered clients, but we drive 500 one-way trips a day on average.”Mulraney noted that there are people out there who believe that an app would not be utilized by seniors.“People say seniors are not tech-savvy, but our seniors are good and I don’t think we will have a problem. But if we do, all people who take phone calls from Fare-Free now will still be available, so people could just call up,” he said.Fare-Free was created in Cape May County 46 years ago. Over the years it has expanded to include all Cape May County residents as a way to spur the economy by giving people rides to work from the mainland to the barrier islands.Kathi Dwyer, media liaison for Ocean City’s AARP Chapter 1062, said she is excited about the pilot program for Ocean City and interested in seeing how well it works for her and other AARP members.“I am going to try it and take it down to the Acme,” Dwyer said. “Some of our members who don’t drive are using it now, but I don’t believe it is that many.”She added that she will alert AARP members that the service will be available in Ocean City.Dwyer said, however, she is not too optimistic that the seniors will use the app.“Many of our seniors don’t use smart phones, but as long as they could call up for rides, then I think many of them would use it.”Cape May County Freeholder E. Marie Hayes with Fare-Free driver Gene Glembocki, center, and Fare-Free Director Dan Mulraney during an awards ceremony. (Photo courtesy Fare-Free Transportation Facebook page)Cape May County Freeholder E. Marie Hayes, of Ocean City, who oversees transportation, is closely involved with the county’s Fare-Free Transportation program.She spoke about the program at a Jan. 27 meeting of the Southern New Jersey Freeholders’ Association at the historic Flanders Hotel.Hayes called Fare-Free drivers “the ambassadors of the county.”“Some of the riders never see anybody else. Their driver takes them for meals and doctor’s appointments. I have so much respect for that department.”Hayes said she is committed to working to make Fare-Free more accessible to more residents in Cape May County and is looking forward to the success of the pilot program in Ocean City.For more information call Cape May County Fare-Free Transportation at (609) 889-3700.
By Tommie Lee – December 22, 2020 0 300 Google+ Pinterest Twitter Pinterest Previous articleBerrien County Sheriff honors two civilians for their effort to assist first respondersNext articleSenator Young lukewarm on COVID-19 relief bill passed Tommie Lee By Know1one1 [CC BY-SA 3.0], from Wikimedia Commons The University of Notre Dame has received a Lilly Endowment Grant to help fund its Snite Museum of Art.It’s a five-year, $2.4 million grant through the Lilly Endowment’s Religion and Cultural Institutions Initiative. The funds will benefit an initiative on religion, spirituality and faith in the visual arts at the museum called “Inspiring Wonder.”Notre Dame and 17 other organizations across the country will receive the grants, which total more than $43 million. Twitter Facebook WhatsApp WhatsApp Google+ Notre Dame art museum receives Lilly Grant Facebook IndianaLocalNewsSouth Bend Market
Wrexham-based Village Bakery has struck a deal to supply 27 Tesco stores in south Wales, adding to the 16 it already sells to in north Wales.The deal coincides with the bakery announcing the launch of a two-week advertising campaign with ITV Wales.Starting from 14 May, the advert makes use of slow motion photography to emphasise its “use of slow dough to make better bread” message.Village Bakery will supply the new Tesco stores with a range of breads including its barm cake, Welsh batch and village-sliced products. The deal adds to existing contracts with Asda and 116 Co-operative stores.Catherine Bletcher, account manager at Village Bakery, said: “Although we have grown considerably, we are still a family-run firm of craft bakers. We make a loaf of bread with traditional methods and traditional values, and it’s all about the time we take in letting the bread ferment.”With our slow dough rolls and bread, we make a sponge which ferments for 18 hours before we make the bread, and it just adds to the flavour. Hopefully, that will be reflected in the TV adverts. It tries to emphasise the care and attention we take in making our bread and also emphasises the slow dough principle.”Village Bakery recently submitted plans to build a new £16m plant next to its two existing bakeries.