How I’d invest £20k in 2020

first_img Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Harvey Jones | Sunday, 29th December, 2019 “This Stock Could Be Like Buying Amazon in 1997” A new year always brings bright new opportunities, and 2020 will be no different. At the very least, it’s an opportunity to look at how well any existing investments have performed, and decide where to put your money next.Stock markets win!The past 12 months have been good for stock markets. In fact, the entire decade has been hugely rewarding, as we avoided a recession for its entirety, and that’s highly unusual. Central bankers simply couldn’t let it happen after the havoc wreaked by the financial crisis, and used low interest rates and monetary easing to keep markets buoyant.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…It’s been a great time to be an investor and I expect that to continue in 2020, although with more volatility on the way.Many people don’t trust this bull run, the longest in history, and I understand that. However, anybody who shunned it on high-minded grounds will be notably poorer as a result. The stock market remains the best way to build your long-term wealth, and I would choose it over rival asset classes such as a Cash ISA, buy-to-let, Bitcoin and gold. So where to invest now?Take your opportunitiesThe answer partly depends on you. Many people find themselves with a ragbag of different stocks and funds, often weighted to just one or two companies, sectors or countries. For example, the US market has been one of the world’s top performers so there’s a fair chance many of us will have too much exposure to that. You need to strike a balance, between the US, UK, Europe and emerging markets, with some cash and bonds to balance your risk.Shares should formed the bulk of your long-term savings, because with an average historical long-term return of around 7% a year, they outpace almost every rival in the longer run. They may be volatile in the short term, but if investing for retirement over 20 or 30 years, they should really beat allcomers.Make money and pay no taxIf you haven’t invested before, perhaps the first place to start is your annual tax-free Stocks and Shares ISA allowance. You can set one up quickly and cheaply with an online wealth platform, and all your investment returns will be free of income tax and capital growth. This can make a massive difference to your overall return.This financial year you can invest anything up to a maximum £20,000. You could keep things simple by sticking your money in a low-cost exchange traded fund tracking the FTSE 100, such as the iShares Core FTSE 100 ETF, possibly balanced with a global fund such as the Vanguard FTSE All-World ETF. In time, you should spread that with two other indices, such as the FTSE 250, S&P 500, and European and emerging markets.You can then start looking at for individual share opportunities. There are plenty of attractive opportunities out there – personally, I’d consider popping these five stocks into a starter portfolio of FTSE 100 companies.The important thing then is to stick at it. Keep investing every month, ignore short-term stock market volatility (except as a buying opportunity), and let the dividends and growth roll up throughout 2020 and beyond. That’s my tip for a happy New Year! Enter Your Email Addresscenter_img See all posts by Harvey Jones I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images How I’d invest £20k in 2020 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!last_img read more

Rugby team prepares for intercollegiate season

first_imgFor sophomore Greg Allare, the challenges of playing on the Notre Dame men’s rugby club team are outweighed by the friendships between its team members. “The guys I play with and the fun of the sport make every hour of work worth it,” Allare said. The team consists of approximately 50 students who practice year round and play non-divisional games in the fall and the College Division IA in the spring. Allare said the practices and games are often demanding. “Rugby is not a small commitment,” he said. “The physical toll alone is huge, not to mention the countless hours on the field and in the weight room that [the sport] requires to play at a high level.” Junior Ryan Mitchell agreed that one of the biggest challenges of the sport is recovering from a game. “Everyone on the field just takes a beating, so it’s really hard to get up the next morning when you can’t walk,” he said. The team has a busy practice schedule during the week and plays games on Fridays or Saturdays. “We practice three times a week with a workout on Tuesday and then a yoga session on Thursday,” Mitchell said. “Although we have something going on every day, people miss practice due to class work occasionally, and the coaches understand.” Because the team’s intercollegiate season occurs in the spring, junior David Penberthy said the commitment will increase next semester. “Last year, we came back a week early from Winter Break and stayed on campus for Spring Break to make sure we were sharp,” he said. Penberthy said the team has been performing well in recent years. “Since our coach, Sean O’Leary, got here four years ago, we’ve been on quite a rise,” he said. “We started out in Division II and have made our way up to Division IA, the highest level of college rugby.” Last year the team had a 3-3 record, beating LSU, Ohio State and Tennessee. The team is 0-2 this season, with losses to Davenport and Air Force. “This year may be more of a challenge because we lost 16 seniors and are breaking in a multitude of freshmen and new players,” Penberthy said. Allare, who joined the team in August, said the unfamiliar rules are the greatest struggle of learning the sport. “Rugby is great because it is an easy sport to pick up, but there’s still a lot of rules that I’m sure I break every time I play,” he said. “I’m not too worried though because I’ve only been playing the sport for six weeks.” Despite the challenges, Allare said joining the team was the best decision he has made since he has been at Notre Dame. “I can’t tell you how happy I am that I decided to join the team,” he said. “I just started playing, and I already am great friends with the entire team.” Mitchell agreed that the most rewarding aspect of rugby is meeting new people. “You meet kids that aren’t in your dorm or your classes,” he said. “It’s a different group of guys.” Allare said the team has already improved an incredible amount over the past few weeks. “We play with a lot of heart and passion and we know that’s what is going to get us some huge wins in the end,” he said.last_img read more

Culturalist Challenge! Rank Your Top 10 Favorite Jukebox Musicals

first_imgThe Broadway.com staff is crazy for Culturalist, the website that lets you choose and create your own top 10 lists. Every week, we’re challenging you with a new Broadway-themed topic to rank. As we say a tearful farewell to Broadway’s Mamma Mia! and gear up for Jersey Boys’ upcoming celebrations of 10 years on the Great White Way, we definitely have jukebox musicals on the brain. Defined as a show that uses that uses previously released popular songs for its score, there are many, many musicals to choose. So we want to know: What are your top 10 jukebox musicals? Broadway.com Social Media Manager Caitlyn Gallip kicked off this new challenge with her list of top 10 picks here. Now it’s your turn…STEP 1—SELECT: Visit Culturalist to see all of your options. Highlight your 10 favorites and click the “continue” button.STEP 2—RANK: Reorder your 10 choices by dragging them into the correct spot on your list. Click the “continue” button.STEP 3—PREVIEW: You will now see your complete top 10 list. If you like it, click the “publish” button.Once your list is published, you can see the overall rankings of everyone on the aggregate list.Pick your favorites, then tune in for the results next week on Broadway.com! View Commentslast_img read more

Beyond Meat to launch two new versions of its meatless burger

first_imgBeyond Meat’s line-up of meat substitutes will soon include two new versions of its Beyond Burger.The new burgers are meant to offer consumers more choice and will launch nationwide early next year. Beyond said that one of the patties is its juiciest yet but has 35% less saturated fat than a burger made from a blend of beef that is 80% lean meat and 20% fat. The other burger is meant to appeal more to a health-minded consumer, with 55% less saturated fat than a typical beef burger. Beyond said that the two burgers will have B vitamins and minerals, similar to beef.- Advertisement – – Advertisement – Beyond Burger launches new meatier burger.Source: Beyond Burger As meat substitutes from Beyond and Impossible Foods have grown more popular in the last few years, their meat-free burgers have also drawn criticism for being marketed as a healthier alternative to red meat. Dietitians have said that it would be better for consumers to view plant-based burgers as an indulgence, as they would a beef burger. Shares of Beyond, which has a market value of $7.88 billion, have risen 66% so far this year. The stock is up less than 1% in premarket trading on Monday. – Advertisement –last_img read more

The quality of the loan portfolio by tourism sector is the best among all activities

first_imgIn Croatia, the value of partially recoverable and fully non-performing loans increased significantly in banks’ portfolios during the crisis years.The largest part of partially collectible and completely non-performing loans was generated in the loan portfolio of economic entities, the Department of Macroeconomic Analysis of the Croatian Chamber of Commerce points out, adding that there is a noticeable difference in the quality of the loan portfolio of certain activities. real estate, have become more risky than others.The corporate clients of banks in the tourism industry are currently, according to the value of loans, the third most important clients of banks, after the processing industry and trade. Thus, the value of loans in this sector this year reached a record level of HRK 10,1 billion (as at 30 June 6), thus becoming the third largest customer of banks within the non-financial corporations sector, with a share of 2017%.At the same time, the quality of their loan portfolio much better than in the mentioned two sectors, moreover, it is the best among all activities. Higher quality clients from this industry can be related to the fact that companies in the tourism industry survived the crisis years much more painlessly than most industries, which allowed them to grow and better creditworthiness.Attachment: Credit quality in tourismlast_img read more

Gianluigi Donnarumma set for crucial AC Milan contract talks on Monday

first_img Gianluigi Donnarumma 1 Manchester United and Real Madrid target Gianluigi Donnarumma is set for showdown talks with AC Milan on Monday.The goalkeeper has been locked in negotiations over a new contract with the San Siro club for months now and still no agreement has been reached.The 18-year-old has just one year to run on his current deal and Milan are desperate to tie him down, but the player’s agent – Mino Raiola – has claimed his client is being bullied during talks.The dispute has alerted both Manchester United and Real Madrid, who are aware that Donnarumma could be sold this summer to ensure he does not leave for free in 12 months.Milan are still hoping it won’t come to that and, according to Gazzetta dello Sport, they will have showdown talks with the teenage star on Monday.Donnarumma has now returned home from the European Under-21 Championship in Poland and he is ready to meet the club to finally decide what his future will be.last_img read more

Justice Raghupathi, heading panel to probe construction during DMK regime, demits office

first_imgChennai, Aug 17 (PTI) Justice R Raghupathi, heading a commission of inquiry tasked with probing the alleged irregularities in constructing a new building to house the state secretariat during the previous DMK regime, has tendered his resignation.A week after the Madras High Court directed the Tamil Nadu government to suspend the panel, Justice Raghupathi sent a communication to the state chief secretary on August 13, apprising her that he had demitted office, effective August 10.In an eight-page letter to the chief secretary, Justice Raghupathi said the commission’s functioning was delayed due to the administration side of the high court.A new secretariat building was constructed during the DMK’s 2006-2011 regime and the AIADMK government had set up the commission after coming to power in 2011.The former Madras High Court judge said the panel was directed by the high court in 2015 not to proceed further with the matter till a writ petition in this connection was disposed of.He also handed over to the secretary of the commission a sports utility vehicle (SUV), which was given to him by the government, a computer and a printer.On August 3, the high court had directed the state government to suspend the Justice R Raghupathi Commission of inquiry within a week and stop all further allotment of funds and government facilities to it.Justice Raghupathi said soon after assuming office on December 3, 2011, he had launched an inquiry into the alleged irregularities in the construction of the giant structure.The commission had sent summons to public servants and 24 IAS officers and Public Works Department (PWD) engineers had appeared before it.advertisementSummons were also issued to then chief minister late M Karunanidhi, then deputy chief minister M K Stalin and then PWD minister Duraimurugan.On a writ petition filed by the public servants, the high court had in 2014 ordered that the petitioners need not appear before the commission and allowed the panel to send questionnaires to them.Hearing the second batch of writ petitions, along with stay petitions, the high court had in 2015 ordered the commission not to proceed further with the matter till the writ petition was disposed of.Though the advocate general had requested the court for an early hearing of the writ petitions to enable the commission to proceed with the task, the plea was rejected.Against this background, the matter came up before Justice S M Subramaniam, who directed the suspension of the commission.”This court is of an opinion that the commission was constituted and prolonged for an unspecified period in order to neutralise the sensitiveness of the issues involved and to divert the attention of the people,” the court had said.Raghupathi said even before hearing the arguments of the counsels, several unwarranted oral comments were made as if there was an intentional delay by all the commissions of inquiry and as if public money was being wasted. PTI CORR VGN APR RC RClast_img read more