What’s the difference between mobile and digital wallets?

first_img“Mobile” and “digital” are terms often used interchangeably, especially in the payments space. However, it’s important for financial institution leaders to understand the difference between mobile wallets and digital wallets so they can design relevant strategies for each emerging channel.In simplest terms, mobile wallets are payment apps housed on mobile devices, such as smartphones and wearables. Consumers enrolled in digital wallets, on the other hand, may or may not interact with them on mobile devices.The most popular mobile wallets include Apple Pay, Android Pay, Samsung Pay and a dizzying collection of others, including countless retailer and financial institution-branded apps. The digital wallets you are likely most familiar with are MasterCard’s MasterPass, Visa Checkout and PayPal.Consumers use mobile wallets largely for in-person transactions; they use their digital wallets for online shopping. Of course, that’s a pretty huge oversimplification. Complicating matters is the fact mobile wallets can be used for online shopping; these transactions are often referred to as in-app purchases. We are also seeing digital wallets cross over into the brick-and-mortar space in some very interesting ways. Take Pizza Hut and MasterCard’s partnership, for instance. Together, the two brands have equipped a humanoid robot with MasterPass to take orders from patrons dining in Pizza Hut’s restaurants. continue reading » 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Bulgaria’s capital Sofia sealed over coronavirus

first_imgPeople travelling for work would need to provide their employer’s contacts in addition to the letter of proof required so far. They would also be allowed to leave and return only during certain hours in the morning and evening. The strict measures were taken after long lines of vehicles formed at checkpoints around the capital Wednesday and Thursday as many disregarded calls from the authorities and left for the  countryside ahead of a four-day Easter holiday in the largely Orthodox Christian country.Previously Bulgarians have been allowed to travel from the regional centers like Sofia only for work and for a limited number of other reasons such as health treatment or the need to take care of a sick relative.But Interior Minister Mladen Marinov said that many were faking their letters of proof.  Bulgaria imposed late Thursday a ban on all travel to and from the capital Sofia after a spike in coronavirus infections and the risk for a further spread over the Orthodox Easter.”From midnight until further notice we are banning the entry and departure from Sofia of all passenger vehicles,” Health Minister Kiril Ananiev announced at a late-night press conference.Exceptions will be made for transport trucks, ambulances, police cars, vehicles transporting people for treatment or medical staff, he added. Topics :center_img “Over 5,000 vehicles were turned back because they could not prove the necessity and urgency of their trip,” Marinov said late Thursday.He could not give an exact number but said that probably several times more cars had left the capital.Bulgaria has been one of the least affected countries in Europe so far, recording 800 novel coronavirus infections and 38 deaths, mostly in the capital Sofia.The highest daily number so far of 53 new infections was recorded on Thursday.The chief of the country’s coronavirus taskforce Ventsislav Mutafchiyski cautioned that mathematical modeling showed that authorities were probably identifying only two out of every seven infections. last_img read more

Samarinda Police decline to try alleged rapist under customary law

first_imgPolice officers in Samarinda, East Kalimantan, have declined petitions from local groups to use Dayak customary law to try a man who has been accused of raping his daughter.Samarinda Police detective chief Comr. Yuliansyah said authorities also declined requests from local groups that the suspect’s detention be deferred.”We are still conducting an intensive investigation, so we could not grant the request to delay the suspect’s detention,” Yuliansyah told The Jakarta Post on Monday. He added that police officers could only pursue the case in accordance with existing laws, so they would not grant the request to try the case under customary law.Read also: Rights activists oppose calls for man charged with raping daughter to be tried only under customary lawThe suspect in the case, identified by the initials ORS, was arrested on July 26 in Samarinda for allegedly raping his daughter three times while his wife was out of town. The third assault allegedly took place on July 25, according to the police.ORS – a lawyer and the leader of a Dayak community group – has denied the accusations.Shortly after his arrest, a number of Dayak communities under the Alliance of East Kalimantan Mass Organizations sent a request to the police asking for the suspect’s detention to be delayed and for the case to be settled through customary law instead.ORS has been charged with rape under Article 285 of the Criminal Code, which carries a maximum sentence of 7 years of prison, and with domestic violence under Article 46 of Law No. 23/2014 on domestic violence eradication, which carries a maximum of 14 years of jail time. (nal)Topics :last_img read more

These are the suburbs where it is hardest to find a rental property

first_imgIt’s not hard to see why renters are keen to secure property at Caloundra Beach.Harcourts Caloundra owner Luke Carter said within Caloundra the vacancy rate was the lowest he had ever seen.“Yesterday I had a tenant vacate a property where they were paying $370 per week,’’ he said.“We put the property online for rent at $425 per week and the property rented within 25 minutes at $55 more per week.“We are seeing huge changes in our market on the ground happening as we speak which is exciting for a region that’s property market has been lacklustre for nearly seven years.’’Ms Mercorella said previously ten of the major regional areas had rental markets which would have been labelled weak, this had reduced to six this quarter and even those were showing improvements. TIGHT RENTAL MARKETS Caloundra Coast – 0.6%Sunshine Coast – 1.4%Noosa – 1.5%Cairns – 1.7%Pine Rivers – 1.8%Maroochy Coast – 1.8%Gold Coast city – 1.9%Ipswich city – 1.9%Redcliffe – 1.9%Moreton Bay – 1.9%Southern Downs – 2%More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North2 hours agoNew apartments released at idyllic retirement community Samford Grove Presented by Brisbane surrounds – 2%Redland city – 2.1%Logan City – 2.1%Caboolture – 2.1%Whitsunday – 2.1%Hervey Bay – 2.2%Fraser Coast – 2.2%Scenic Rim – 2.4% HEALTHY RENTAL MARKETS Toowoomba – 2.6%Mackay – 2.8%Banana – 3.2%Brisbane (5-20km) – 3.4% WEAK RENTAL MARKETS Brisbane city – 3.6%Brisbane (0-5km) – 3.7%Bundaberg – 4%Tablelands – 4.1%Townsville – 4.3%Rockhampton – 5.5%Livingstone – 5.6%Gladstone – 5.7% Finding rentals properties at Caboolture can be tough, although this unit at2/38 Bradman St, is listed for $250 a week.WHILE an oversupply of units within inner Brisbane has resulted in a lift in vacancy rates, it’s some of the further out suburbs were tenants are struggling to find a place to call home.New vacancy rate figures from the Real Estate Institute of Queensland reveal that Caloundra has the lowest vacancy rate in Queensland of just 0.6 per cent.Other areas where renters could find it tough to find a property were, Pine Rivers, where the vacancy rate was just 1.8 per cent, Ipswich, Moreton Bay, and Redcliffe which all had a vacancy rate of 1.9 per cent and Caboolture where it was 2.1 per cent.When there is a vacancy rate of about 3 per cent that is considered to be healthy.The REIQ September quarter data, revealed rental markets had tightened in much of regional Queensland as well.The story wasn’t the same in Brisbane, were the vacancy rate rose from 3.3 per cent to 3.6 per cent – which was considered a weak market.The inner ring, up to 5km out from the CBD was the weakest, rising from 3.5 per cent in the previous quarter to 3.7 per cent.REIQ CEO Antonia Mercorella attributed the softening of the inner Brisbane rental market to an oversupply or units, but said it wasn’t cause for concern.“Brisbane has undergone an incredible transformation, with unprecedented levels of apartment supply coming onto the market in the inner and middle rings over the past few years,’’ she said.“We are starting to see the impact of that supply as it finally catches up to high levels of pent-up demand.’’Ms Mercorella said as Brisbane’s population continued to grow, so would demand for housing.The Gold Coast and Sunshine Coast rental markets both remained tight with vacancy rates of 1.9 per cent and 1.4 per cent.last_img read more

Chelsea outplay Man Utd to secure place in FA Cup final

first_img FacebookTwitterWhatsAppEmail分享 Loading… Chelsea beat Manchester United 3-1 on Sunday to book their place in an all-London FA Cup final, helped by two errors from United goalkeeper David de Gea and an own goal by Harry Maguire. Chelsea, who will face city rivals Arsenal in the Aug. 1 showpiece, had lost to United three times this season but looked brighter from the start at Wembley and took control with goals either side of halftime from Olivier Giroud and Mason Mount. United were forced into a change at 0-0 late in the first half when Eric Bailly was carried off after clashing heads with fellow defender Maguire. United manager Ole Gunnar Solskjaer brought on Anthony Martial to create more attacking threat. But it was Chelsea who took the lead 11 minutes into first-half stoppage time when Giroud flicked a cross by Cesar Azpilicueta at De Gea who failed to get enough of a hand on the ball to stop it spinning over the line. Chelsea doubled the lead a minute after the restart when Mason Mount pounced on a poor pass by Brandon Williams to shoot from the edge of the box. It looked like De Gea would make a comfortable save but he could only steer the ball into the net.Advertisementcenter_img Read Also: Barcelona fans rate Messi their second best player this season United struggled to create any chances to narrow the deficit and Chelsea sealed the win when Maguire, under pressure from Antonio Rudiger, connected with a cross from Marcos Alonso with his studs and diverted the ball past the hapless De Gea. United scored a consolation goal when Bruno Fernandes converted a penalty in the 85th minute.last_img read more

Man Utd’s Maguire ‘arrested in Mykonos after row with other English tourists’

first_img Loading… Promoted ContentBest Car Manufacturers In The WorldWhat Happens When You Eat Eggs Every Single Day?7 Ways To Understand Your Girlfriend BetterEver Thought Of Sleeping Next To Celebs? This Guy Will Show YouThese Maisie Williams Facts Are Bound To Shock YouWhat Happens To Your Brain When You Play Too Much Video Games?Couples Who Celebrated Their Union In A Unique, Unforgettable Way10 Risky Jobs Some Women Do5 Of The World’s Most Unique Theme Parks2020 Tattoo Trends: Here’s What You’ll See This YearWho Earns More Than Ronaldo?Rihanna Is Getting Her Own Museum In Barbados England and Manchester United star, Harry Maguire, has been arrested in Mykonos after a row with English tourists, according to The Sun of UK. The £85million centre-back was said to be led away in handcuffs after the clash outside a bar on the Greek island in the early hours of the morning. According to local media reports, the Utd captain resisted arrest when confronted by cops. The Brit holidaymakers involved in the confrontation were also taken to a local police station, protothema reports. The newspaper has shared footage of the star in a crowded bar posing for pictures with fans hours before the apparent fight. Maguire can be seen smiling as he checks his phone while a group of lads sing football chants. He then leaves out of a side door. It is not clear if the video was taken at the same bar the alleged incident took place in.Advertisementcenter_img A statement from Utd said: “The club is aware of an alleged incident involving Harry Maguire in Mykonos last night. “Contact has been made with Harry and he is fully co-operating with the Greek authorities. “At this time we will be making no further comment.” read also:Keane: Maguire right captain for Man Utd The England star is relaxing on the Greek island with partner Fern Hawkins after a staggered season for Utd. She posted an Instagram shot of the pair enjoying some time together in what appears to be a bar or restaurant. His alleged arrest comes on the day Utd would have played Inter Milan in the Europa League final if they hadn’t suffered a defeat to Sevilla last week FacebookTwitterWhatsAppEmail分享 last_img read more

Job not done yet – Pearson

first_img Jamie Vardy’s 60th-minute tap-in just a minute after midfielder Matt Taylor missed a penalty left Clarets boss Sean Dyche to rue the “cruelty” of football. But while the Foxes are one-point clear of the relegation zone, putting six points between themselves and Burnley at the bottom, after a fourth successive win Pearson wants to guard against complacency. Leicester manager Nigel Pearson has warned his players not to think their job is done after a 1-0 victory over fellow strugglers Burnley lifted them out of the Premier League’s bottom three for the first time in five months. “It was not a great game was it?” he said. “Two sides who are in the situation they are in want to win the game but there was also that fear of losing it so I think that impacted the quality of it. “I can’t sit here and say our performance was such we would win the game but you have to make the most of the situation as it develops. “We defended with spirit and the result is a damn sight more important than the performance. “At this stage of the season it is about getting the right results. “To win four on the trot is clearly a good achievement but I am always aware of the fact people may start feeling the emphasis of our pressure has changed and that is a bit of nonsense. “With five games to go it is important to keep our fate in our hands, that is key, so we have a lot of difficult games to play. “If people are altering their opinion as to how the bottom of the table is looking it is important we stay focused on our own games.” Nerves obviously played a big part in a game which was billed as must-win for both sides and the first goal was always going to be crucial. So when Taylor, making his first league start since August 30 after injury, was fouled by Paul Konchesky and picked himself up to take the spot-kick Turf Moor held its collective breath in anticipation. The midfielder sent Kasper Schmeichel, who was to play a key part in holding on to three points with a reaction save from team-mates Robert Huth’s deflection, the wrong way but the ball hit the outside of the opposite post and rolled behind to safety. Leicester went straight down the other end and Marc Albrighton’s cross was turned towards his own goal by Michael Duff and Vardy pounced from close range. “The game is cruel sometimes. I think that was a show of it today when it was at its cruellest,” said Dyche. “Their keeper, arguably their man of the match, has made big saves for them. “We miss a penalty and they score 60 seconds later from just a knock in the box but it was from a dangerous area.” Speaking in the build-up to the game Taylor had spoken about his confidence taking crunch penalties and his manager apportioned no blame for his miss. “He has a history of taking them. It’s a great sign he grabbed the ball and he struck it well,” the Clarets boss added. “I think his heel just shifted as he hit it so I don’t know if he slipped a bit and dragged it but he’s sent the keeper the wrong way. “It looked to me like there was only one person who wanted it and that was Matty. “The game was bigger than that moment. Obviously it is a big moment but we have created enough chances once again.” Press Associationlast_img read more

Palm Beach County Election Supervisor: We’re Ready for Safe Voting in August and November

first_imgPalm Beach County Supervisor of Elections Wendy Link told 850 WFTL’s the South Florida Morning Show that voters don’t need to worry about the coronavirus when they show up to cast their ballots in August’s primary or the general election in November. Link says that all social distancing and safety precautions will be taken including wiping down the voting booth between voters. Also, if you are concerned about using the same pen, bring your own black pen to the polling place.Link also says that mail-in ballots can be requested without the need of a reason and there are a lot of safeguards such as signatures and barcodes to prevent fraud. She says there are 2619 different ballot styles depending on the precinct which would make it difficult to slip a fake ballot in.Listen to the full interview here.https://www.850wftl.com/wp-content/uploads/2020/06/Wendy-Sartory-Link-Interview-6-24-20.mp3last_img read more

Let’s Wine Down: Weekend wine getaways don’t have to be expensive

first_imgPaso Robles Temecula Having lived in Los Angeles for the past few years and with my academic career at USC coming to an end, I have realized how much I have taken for granted L.A. as the epicenter of the many wines of the world. We can order or hit up any wine bar or store in the city, all while becoming exposed to a global selection of wines. Although nothing can beat the experience of trying out wine in its local setting, it’s a misconception that we need to trek to France or even Napa Valley to taste the best wines. Extraordinary wines await us locally for those who are willing to seek them out. Known for its hot springs, olive oil, almonds and large variety of wineries, Paso Robles is the mecca for wine enthusiasts looking to have a well-rounded weekend getaway. The warm climate year-round is an enjoyable experience for us urbanites looking to be exposed to nature ⁠— actual nature, not Runyon Canyon.  A winery that I recommend visiting is the Epoch Estate, a modernized winery that stands on historical grounds of the wine business in the region. Tastings are only $20 per person, a relatively affordable experience for the college winery-goer with some wineries, particularly those in Napa Valley, charging about $70 per person. Dogs are allowed in this winery, which is always a major plus for me, despite not owning one. Who wouldn’t want to pet a dog when wine tasting? Heading south of Los Angeles, we arrive at a popular destination for Californian wine lovers — Temecula. Known for the Temecula Valley Balloon & Wine Festival in June and other thriving cultural experiences, this region is the best-kept secret of the West Coast wine world. And, dare I say, it’s much better than Napa Valley. (Shhh, please don’t tell my Northern Californian friends — don’t want my citizenship revoked!)  Santa Barbara A bit closer to home, Santa Barbara is the perfect location for those who want to take a day trip but not commit to the logistics of overnight excursions. Commonly referred to as the “American Riviera,” the city is known for its Mediterranean climate and casual oceanside lifestyle. center_img The festival is an ideal weekend date for those staying in L.A. this summer. Featuring concerts with jazz and country artists and rainbow-colored hot air balloons, this is an experience that you do not want to miss out on. But you don’t have to wait until summer to explore the richness that is Temecula! Just drive down and start hitting up the wineries that have relatively affordable prices for tastings. I would highly recommend checking out family wineries such as the Thornton Winery and the Doffo Winery. Ted Wint is a senior writing about wine culture for the Daily Trojan. His column, “Let’s Wine Down,” runs every other Tuesday. (Ted Wint | Daily Trojan) Don’t miss out on the hot springs and mud baths that this region is also known for! There’s something for everyone in your friend group to do in Paso Robles.  This semester has shown me the limitless possibilities that exist for wine adventures around the Los Angeles region. With a little bit of planning and access to a car — or at least a friend with a car — you can explore the selections that make Southern California a global wine hotspot. But first, a public service announcement: Don’t drink and drive, just don’t!  For those hoping to experience all that Santa Barbara has to offer without having to trek to every winery in the vicinity, check out the Santa Barbara Wine Collective, a venue that offers wine tasting and retail sales and carries a wide selection of locally sourced wines. Plus, it’s way cheaper to order by the glass than to invest in a whole wine bottle. Great for friends with different wine taste!last_img read more

Larkin, Clermont look to improve behind O’Hara in Syracuse rotation

first_img Published on March 26, 2014 at 1:30 am Contact Connor: [email protected] | @connorgrossman Facebook Twitter Google+ Syracuse ace Sydney O’Hara has been masterful on the mound this season, but for a team boasting a 5.02 earned run average, its pitching depth is questionable.The Orange’s pitching staff features only one player with a winning record, with every starting pitcher not named O’Hara only having one win apiece. When the freshman O’Hara isn’t on the mound, SU head coach Leigh Ross has mainly turned to sophomore Lindsey Larkin and freshman Christina Clermont. But the opposition is hitting an alarming .311 against those two pitchers. On paper, the situation looks bleak. Ross insists it’s not necessarily a depth issue with the staff, but instead that SU’s (12-15, 5-4 Atlantic Coast) second and third starter could use a dose of confidence.“I think it’s more of a confidence and experience issue,” Ross said. “Sydney’s just been thrown out there as a freshman and is learning on the fly, while (Larkin and Clermont) haven’t gotten as many chances.AdvertisementThis is placeholder text“So now they’re just starting to go through that learning curve.”With the competitiveness and parity within the ACC, SU doesn’t have time to conquer too big of a learning curve. Larkin made only the fifth start of her career against Georgia Tech on Saturday, and surrendered seven earned runs in two and two-thirds innings. In the first game of the doubleheader, O’Hara was able to contain the Yellow Jackets’ offense to four runs in a complete-game effort.Like the freshmen, Larkin is also adapting, as she is working to implement a rise ball to counteract the drop ball in her repertoire. And Ross dubbed Larkin’s drop ball as potentially the best pitch from anyone on the staff.“I’m dominantly a drop ball pitcher, but you can’t live off of one pitch,” Larkin said. “I had to learn the rise ball this year so I can try to throw the hitters off.”Larkin admitted that when she is hit hard, the drop ball usually isn’t dropping and is left hanging over the plate. But when the drop ball is effective, she induced groundball outs. Against Georgia Tech, five of eight outs Larkin recorded were via the groundball, and Ross and pitching coach Jenna Caira both said other balls were hit on the ground. Larkin was getting the job done, but was getting hit where defenders weren’t. Clermont has been thrust onto the collegiate stage in her first season, and her statistics reflect just that. While making 10 starts — the second most on the team behind O’Hara — her 8.01 ERA in 50.2 innings has been less than impressive.Caira believes Clermont needs to work on her mental toughness at times, but has the stuff to compete. Featuring a screwball as a right-handed pitcher, the pitch actually breaks inside to a right-handed hitter, a useful weapon when executed properly.“I think she needs a little more success in some easier innings,” Caira said. “Against Georgia Tech, she had one really good inning where she utilized her entire defense, an important part of our pitching philosophy.”Both Clermont and Larkin will need to improve their performances if SU is to reach new heights in the ACC. Ross believes she has unlocked somewhat of a secret with her pitching staff. She will look to bring in the junk-ball-throwing Larkin to replace the hard-and-fast throwing O’Hara to give opponents a different look from the batter’s box.And to make this plan effective, Ross had a few words of advice to provide to her pitchers looking to throw their way out of a slump during practice.“Stop thinking and analyzing so much,” Ross said. “Throw hard, be real loose and who cares where it goes.” Commentslast_img read more