Fiat and Chrysler boss revs up for controversy

first_imgSunday 6 February 2011 10:29 pm Fiat and Chrysler boss revs up for controversy More From Our Partners Brave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgMark Eaton, former NBA All-Star, dead at 64nypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.comSidney Crosby, Alex Ovechkin are graying and frayingnypost.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comKiller drone ‘hunted down a human target’ without being told tonypost.comKamala Harris keeps list of reporters who don’t ‘understand’ her: reportnypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse Share whatsapp Show Comments ▼center_img whatsapp KCS-content FIAT and Chrysler boss Sergio Marchionne caused a storm by saying he could move the firm’s headquarters from Turin to the US. He also said bail-out loans from the US carried “shyster rates.” He later said he regretted the comment. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople TodayMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItWanderoamIdentical Twins Marry Identical Twins – But Then The Doctor Says, “STOP”WanderoamBetterBe20 Stunning Female AthletesBetterBe Tags: NULLlast_img read more

FTSE pushes up despite retail sector woes

first_img FTSE pushes up despite retail sector woes whatsapp Tags: NULL Markets may also be wary ahead of the results from Ireland’s latest bank stress tests this afternoon, which are expected to show the banks needing huge recapitalisation.Sign up to receive our daily morning update here. Mixed UK economic data has clouded the picture further. The GfK consumer confidence index has stalled at February’s low level on households’ concerns over their finances. Royal Dutch Shell has also gained more than one per cent after announcing it has been awarded a permit to drill in the Gulf of Mexico. Miner Vedanta Resources is high on the risers board again, up 2.3 per cent as it moves closer to its acquisition of Indian oil and gas operator Cairn India. Nationwide, however, said house prices rose by 0.5 per cent in March and 0.7 per cent in February, contradicting economists’ forecasts for a continued fall. TUI Travel is 1.7 per cent higher after saying its trading in the past six months has been “satisfactory”. Show Comments ▼ But baby retailer Mothercare has added to the retail sector’s woes, losing 10.6 per cent in early trading as its fourth-quarter sales fell 2.4 per cent and it said profits were under pressure. center_img On the FTSE 100, fashion retailer Next and Kingfisher, Europe’s biggest home improvement group, have each fallen 1.1 per cent. Vodafone is also down for a second day after saying it is to pay $5bn (£3.1bn) to buy out its Indian joint venture partner Essar Group. London Stock Exchange and interdealer broker Icap have both provided bullish trading updates. WarrenG But amid growing unease over the impact of Middle East unrest on the market, Omani company Renaissance has pulled the London flotation of $1bn (£620m) oilfield services operator Topaz Energy. BHP Billiton and engineers Amec and IMI have been boosted in sympathy. Share A raft of corporate results today has the potential to move the FTSE in either direction, but it is picking an upward path this morning. Thursday 31 March 2011 5:59 am whatsapplast_img read more

Guinness Nigeria plc ( Q32020 Interim Report

first_imgGuinness Nigeria plc ( listed on the Nigerian Stock Exchange under the Beverages sector has released it’s 2020 interim results for the third quarter.For more information about Guinness Nigeria plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Guinness Nigeria plc ( company page on AfricanFinancials.Document: Guinness Nigeria plc (  2020 interim results for the third quarter.Company ProfileGuinness Nigeria brews beer in Nigeria and packages and markets a range of international spirits, beers and ready-to-drink beverages. Well-known brands in its product range include Guinness Foreign Extra Stout, Guinness Extra Smooth, Malta Guinness and Harp Lager Beer. Brands in its Spirits range include Smirnoff and Gordon’s; brands in it beer range include Guinness, Harp, Dubic and Satzenbrau; and brands in its ready-to-drink range include Orijin and Malta Guinness. Guinness Stout was first exported to Sierra Leone in 1827 and became very popular across West Africa. Ikeja in Lagos, Nigeria was chosen in 1963 as the first location outside the British Isles to brew the iconic dark beer. Riding on the back of steady growth in markets for Guinness Stout and Harp Lager, Guinness Nigeria Plc now has 5 brewing plants in the country. Its head office is in Lagos, Nigeria. Guinness Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

Video: Bishop Dinis Sengulane, Mozambican pioneer of peace

first_img Africa, Comments (5) Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Director of Music Morristown, NJ Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Advocacy Peace & Justice, This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Comments are closed. Missioner for Disaster Resilience Sacramento, CA Curate (Associate & Priest-in-Charge) Traverse City, MI Featured Jobs & Calls Rector Collierville, TN Rector Knoxville, TN Rector Washington, DC Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Video Rector and Chaplain Eugene, OR Rector Albany, NY Rector Tampa, FL Youth Minister Lorton, VA Anglican Communion, AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis [Episcopal News Service] The Rt. Rev. Dinis Sengulane, the longest-serving bishop in the Anglican Communion, retired March 25 after leading the Diocese of Lebombo in the Anglican Church of Southern Africa for almost 38 years.Consecrated as bishop in 1976, Sengulane made his mark as one of Africa’s greatest peacemakers when his efforts to mediate between the Mozambique government and the rebel group Renamo brought an end to 15 years of civil war in 1992.Once dialogue had been established and peace was in sight, the bishop didn’t stop there. His Preparing the People for Peace program bore many fruits, including the much-acclaimed Swords Into Ploughshares initiative that exchanged thousands of weapons for tools of construction.About 1 million weapons have been decommissioned since the end of the war. Many have been converted into art, a project that continues today with works exhibited throughout Mozambique and all over the world.A long-standing partner with the Episcopal Church, Sengulane also has played a significant roll in fighting malaria, one of Africa’s biggest killers, through his involvement in the Rollback Malaria initiative. Sengulane and the Diocese of Lebombo have partnered in particular with Episcopal Relief & Development and the Diocese of Connecticut in various asset-based development programs and other initiatives.In 2013, Sengulane joined more than 400 Episcopalians in Washington, D.C., for a march against violence.As he enters retirement, Sengulane reflects on his ministry of peacemaking. Yet he doesn’t see this as his story.— Matthew Davies is an editor/reporter of the Episcopal News Service. Associate Rector for Family Ministries Anchorage, AK March 28, 2014 at 4:40 am thanks Bishop for long and committed service to the church of God and we wish you a pleasant retirement . we will miss in Zimbabwe especially Bernard Mizeki festival Rector Hopkinsville, KY Assistant/Associate Rector Morristown, NJ Rector Belleville, IL Submit a Press Release Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Associate Rector Columbus, GA Director of Administration & Finance Atlanta, GA Tags Assistant/Associate Rector Washington, DC Family Ministry Coordinator Baton Rouge, LA Course Director Jerusalem, Israel Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem March 25, 2014 at 11:02 pm I, too, give thanks for the ministry of Bishop Dinis. In Connecticut we have been blessed by his friendship, prophetic witness, passion for peacemaking, and humor. He is one of my dearest friends. Last month, six of us from Connecticut joined in pilgrimage in Mozambique in observance of the Baptism of Bernard Mizeki (catechist, evangelist, and martyr). It was a privilege to be present as Anglicans gathered from all parts of the diocese to be in prayer with their bishop for one last time. Immediately after Sunday Eucharist, Bishop Dinis was called back to Maputo to facilitate the mediation for a cease fire in the current tensions between the Government of Mozambique and armed rebels from the opposition party, Renamo. As Bishop Dinis retires, he plans to focus his ministry on restoring peace in his cherished country, to draw attention and resources to improve health in Mozambique, and to create a center for bringing ethics to bear in civil society. All his life is rooted in prayer. May God continue to bless him and us through him Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Submit an Event Listing The Rev. Dr. Alla Renée Bozarth says: Curate Diocese of Nebraska Cathedral Dean Boise, ID TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Priest-in-Charge Lebanon, OH The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Submit a Job Listing Rector/Priest in Charge (PT) Lisbon, ME New Berrigan Book With Episcopal Roots Cascade Books Priest Associate or Director of Adult Ministries Greenville, SC Bishop Diocesan Springfield, IL An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Katerina Whitley says: Rector Pittsburgh, PA Canon for Family Ministry Jackson, MS Rector Smithfield, NC Rector (FT or PT) Indian River, MI ISHANESU GUSHA says: Canon em. Jake Dejonge says: March 31, 2014 at 6:16 pm From 1973 through to 1978 I was parish priest of Nelspruit, Eastern Transvaal, South Africa and, with four colleagues, responsible for ministry in that area. Being resident in the parish nearest to Mozambique, I had the honour of meeting bishop Dinis and play a small part in supporting the church in the diocese of Lebombo.We first met when the bishop had collected his new Landrover, supplied by the Lebombo Society of the CPSA, the Anglican Church of Southern Africa . He came to sleep with us (in one of our daughters’ bunk beds) and my wife, Irene, asked leave of the principal of the Convent School where she was teaching at the time, to go shopping with the bishop the next morning.Later on we were asked to arrange food transport to the border for the seminary students in Maputo, since the Communist regime thought that allowing them rations would be a sheer waste. So we bought rice and corn flour, communion wine and whatever and with the help of a parishioner who provided the van, crossed the border into no-man’s land to meet bishop Dinis or some of his clergy and transfer the goods. One trip my (Canadian) passport had expired and I was not allowed to cross the border; a local farmer who was crossing with a lorry load of food, agreed to take our wares. In the afternoon I telephoned the bishop’s house to hear whether the goods had arrived, spoke with his wife Berta, through the good offices of the telephone operator, who acted as interpreter from Portuguese to English and vice versa. In the evening the bishop himself kindly called to assure us that all had gone well.In 1988 we came for a temporary appointment to the Netherlands, the country of my birth, with the Old Catholic Church, in full communion with the Anglican Churches. That became permanent and I have now been retired for over ten years.Great and precious memories of a wondeful and holy man, dear Dinis; we wish him well in a well deserved retirement and do thank the Almighty for all the good work he has done. An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Video: Bishop Dinis Sengulane, Mozambican pioneer of peace Associate Priest for Pastoral Care New York, NY Press Release Service March 25, 2014 at 12:01 pm In 1989 I had the great honor and privilege of accompanying Presiding Bishop Edmond Browning to Mozambique and South Africa. Mozambique was still suffering from the Renamo civil war and extreme violence. I was struck by Bishop Sengulane’s holiness; he was a young man at that time, with a young, beautiful family. Together with the leaders of other communions he was already changing his country, turning it toward peace. I have never forgotten the moments I spent in his presence, and I find that I talk about him to other Episcopalians whenever I have the chance. His peacemaking efforts fill me with hope, something I lose when I observe the gun worshiping atmosphere of this country. May we learn from his example to turn swords into plowshares, indeed, and to transform them into art. I thank God for Bishop Dinis and his ministry. Bishop Jim Curry says: By Matthew DaviesPosted Mar 25, 2014 Featured Events March 25, 2014 at 10:20 pm We are so blessed in our living saints! Bishop Dinis consulted with our Boss and came from prayer with an idea~ two ideas: dialogue is the only hope for the end of violence; and today’s swords into plowshares might mean guns into sewing machines. Beautiful. To reach out to the artists and engage them in core dialogue was essential~ and fruitful, for the power of art transforms consciousness~ the first step in social change, for good or ill, as he said. Enough ill, he said. Let us have some good come from all this creative energy.. This is the directness and simplicity of holy wisdom. Thank you for actively nurturing peace in both hemispheres, Bishop Sengulane, by coming to America to march with us for an end to violence here and everywhere. May your retirement bring great blessings and give you peace as you daily witness and carry the Peace of Christ in our midst. Rector Bath, NC Assistant/Associate Priest Scottsdale, AZ Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Martinsville, VA Rector Shreveport, LA The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group last_img read more

Homelessness Transition Fund creates new fund with grants up to £25k

first_imgFunds availableThe fund is seeking applications that will enable organisations to:· Adopt new ways of working or build their skills base· Form new partnerships with other organisations· Test new approaches that will attract funding· Make difficult decisions about their future· Improve business planning or collect evidence to show the importance of their workThe Homelessness Transition Fund was set up in 2011 to help support the Government’s rough sleeping strategy ‘Vision to end rough sleeping: No Second Night Out nationwide’. Administered by Homeless Link, the umbrella body for homelessness charities, and supported by the Department for Communities and Local Government, the Fund has distributed £11.6 million since it launched in Tagged with: Funding AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Homelessness Transition Fund creates new fund with grants up to £25k The Homelessness Transition Fund has launched a new fund designed to help homelessness charities that facing rising demands for their services amid cuts in their funding.The Future Ready fund is open to voluntary sector organisations that work with homeless people: it will make grants from £5,000 to £25,000.According to The Homelessness Transition Fund, six out of ten homelessness projects have had their budgets cut in 2011. Advertisementcenter_img  18 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Howard Lake | 3 October 2012 | Newslast_img read more

Fundraising Regulator names 59 charities in breach of FPS

first_img“Charities that ignore the Fundraising Preference Service run the real risk of causing distress and offence to people who just don’t want to receive their marketing communications.“The ICO has written to these charities to remind them they must act lawfully and responsibly in protecting people’s personal data, and in how they communicate with them. Our advice for charities is clear: they must not contact people registered on the FPS and, where we see this happening, we will investigate and take enforcement action where necessary.” About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via Melanie May | 4 March 2019 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis62 Tagged with: Fundraising Preference Service Fundraising Regulator Fundraising Regulator names 59 charities in breach of FPS  368 total views,  2 views today  369 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis62 For the first time, the Fundraising Regulator has named the charities it is taking action against for breaching the Fundraising Preference Service.It has named 59 charities, including Diabetes Research Association, Hope Africa, Meningitis Help, Art for Their Sake, and The Brentwood & District Age Concern. The 59 charities are those that, as of 1 March 2019, had not logged on to the Fundraising Preference Service charity portal to access requests from the public to stop communication. Dates of first FPS requests range from 06 July 2017 to 12 December 2018.Charities are required to comply with the FPS under the Code of Fundraising Practice and the Data Protection Act 2018. All 59 charities have been referred to the Information Commissioner’s Office after ignoring requests made by members of the public not to receive direct marketing from them. Today (4 March) the Fundraising Regulator has issued regulatory notices against these charities for their failure to comply.Around 8,300 people have submitted over 25,000 requests since the 2017 launch of the FPS. When a request is made to stop communication from a charity, the service automatically emails each charity’s nominated contact. This will be a specific person listed on the Charity Commission’s register of charities.The email says that someone from the charity must log in to the FPS online charity portal to collect a ‘suppression request’. Charities have had 28 days to act on the request and stop contacting the individual. All of the organisations that have been named have failed to do so. However, as of 1 March, charities now need to act within 21 days.Repeated attempts have been made to contact each charity to explain why they had ignored requests from members of the public to stop contact, and the Chief Executives of each charity also received a final warning explaining that a failure to act on a suppression request made through the FPS may be a breach of the Data Protection Act 2018.Gerald Oppenheim, Chief Executive, Fundraising Regulator, said:“The FPS is an important tool in helping to rebuild trust between members of the public, particularly those who are vulnerable, and the charity sector. Charities that fail to respect requests made by the public to stop unwanted communication risk damaging the good work done by the rest of the sector.“Some charities may think they have valid reasons for not accessing the suppression request. Despite this, they are still in breach of the Code and possibly in breach of the Data Protection Act, because the request is an individual’s wish to stop receiving direct marketing.”Stephen Eckersley, ICO’s Director of Investigations, said: Advertisementlast_img read more

Film review — “Belly of the Beast”: Sterilizations inside the world’s largest women’s prison

first_imgWith the world spotlight currently on the forced sterilizations of migrant women inside the ICE detention center in Georgia, the release of the documentary “Belly of the Beast” is timely. The film, by Erica Cohn, exposes the inhumane and illegal practice of sterilizations inside the Central California Women’s Facility, the largest women’s prison in the world. The crime of nearly 150 sterilizations over a four-year period is told by Kelli Dillon, an incredibly brave formerly incarcerated woman who suffered illegal sterilization herself.Kelli Dillon, right, and Cynthia ChandlerCCWF, where a death row for women is located, has a prison hospital. CCWF had also been a prison where HIV-positive incarcerated women were segregated and dying at alarming rates. For decades, this prison has been the subject of protests, a major class action lawsuit and federal receivership, all targeting the abysmal, criminally negligent care received by women and trans people inside.“Belly of the Beast” focuses on the testimonies of women inside CCWF who were victims of involuntary sterilizations. The film shows extensive interviews with Dillon, who blew the whistle on this crime. Between 2006 and 2010, CCWF doctors and medical staff were responsible for coercing and tricking women into signing consent forms while they were on an operating table receiving unnecessary and costly c-sections during childbirth. According to “Belly of the Beast,” more than 1,400 sterilizations occurred at CCWF from 1997 to 2013.These stories only came to light due to the tireless and selfless work of attorney Cynthia Chandler, founder of the public interest law office Justice Now. Justice Now investigated medical neglect claims and championed the rights of incarcerated women inside CCWF, as well as in Valley State Prison when it was still a women’s prison. In the film, Chandler is joined by Corey Johnson, a reporter from the Center for Investigative Reporting, who helps publicize the story.The film interviews Kelli Dillon, a woman imprisoned for killing her abusive partner, who physically injured both her and her two children. Dillon poignantly describes the pain of separation from her children during her incarceration. She says, “I’m trying to remember what my children felt like … what their skin … their breath felt like.”One day she goes into the prison hospital for the removal of a cyst on her ovaries. The doctor asks if she wants a tubal ligation and she says no. The prison doctor illegally sterilizes her, without her consent or knowledge. She only finds out about it later when she realizes that she has not had her period for a long time. In the film Dillon says, “I’ve always been a fighter but I wasn’t truly birthed until I was in prison.”Chandler and Johnson, along with Dillon, joined forces to expose the illegal sterilizations. They found that prison administrators, the medical establishment and even the Federal Receiver knew about these illegal practices. Some even tried to justify the sterilizations by calling these women criminals who shouldn’t raise children. “Belly of the Beast” also documents the ugly, genocidal role of California doctors in the racist eugenics movement in this country.The documentary ends with the passage of SB 1135, signed into law in 2014, which prohibits sterilization of incarcerated women as a form of birth control in California. “Belly of the Beast” is an amazing story of struggle on both sides of the walls. The film leaves one with the realization that the only way to win true justice is to tear down those prison walls once and for all.For information about “Belly of the Beast” and how to organize a community showing, check out their website at FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Police Write 138 Tickets During Bike and Pedestrian Safety Enforcement Campaign in Pasadena

first_imgPublic Safety Police Write 138 Tickets During Bike and Pedestrian Safety Enforcement Campaign in Pasadena By BRIAN DAY Published on Monday, March 1, 2021 | 2:35 pm STAFF REPORT Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy CITY NEWS SERVICE/STAFF REPORT Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena police issued 138 tickets Friday during a citywide extra enforcement operation targeting traffic violations that endanger the safety of bicyclists and pedestrians, officials said.The campaign took place between 6 a.m. and 4 p.m., police said in a written statement.Eighty-eight of the citations went to drivers for offenses including speeding, failing to yield to pedestrians, illegal-turns and running stop signs, police said.Police cited 33 pedestrians for offenses such as jaywalking, crossing the street against a red late or delaying traffic, officials said.Seventeen bicyclists received tickets for infractions including riding against traffic, biking on sidewalks, failing to stop for signs and riding through red lights, according to the department.“We hope this operation serves as a reminder to everyone to practice safe biking, driving and walking behaviors when they are out,” Pasadena police Cmdr. Mark Goodman said.Funding for Friday’s campaign was provided by the California Office of Traffic Safety, through the National Highway Traffic Safety Administration. Subscribe More Cool Stuff Your email address will not be published. Required fields are marked * Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. STAFF REPORT First Heatwave Expected Next Week faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community Newscenter_img HerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeautyHerbeauty8 Easy Exotic Meals Anyone Can MakeHerbeautyHerbeautyHerbeautyWeird Types Of Massage Not Everyone Dares To TryHerbeautyHerbeautyHerbeautyThis Trend Looks Kind Of Cool!HerbeautyHerbeautyHerbeauty7 Tips To Rejuvenate Winter Dry, Chapped LipsHerbeautyHerbeauty Make a comment 14 recommended0 commentsShareShareTweetSharePin it Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Name (required)  Mail (required) (not be published)  Website  Business News Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Top of the News last_img read more

Guaranteed Rate Adopts Automated Asset Verification from AccountChek

first_imgSubscribe Sign up for DS News Daily Home / Featured / Guaranteed Rate Adopts Automated Asset Verification from AccountChek The Best Markets For Residential Property Investors 2 days ago in Featured, News  Print This Post Guaranteed Rate Adopts Automated Asset Verification from AccountChek Tagged with: AccountChek FormFree Guaranteed Rate July 5, 2017 2,089 Views Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days agocenter_img About Author: Joey Pizzolato Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Diversity: Communicating with the Future Market Next: Simplifile Adds 21 Southern Jurisdictions to E-Recording Network AccountChek FormFree Guaranteed Rate 2017-07-05 Joey Pizzolato The Week Ahead: Nearing the Forbearance Exit 2 days ago FormFree recently announced that Guaranteed Rate, Inc. has selected AccountChek by FormFree for automated asset verification.In using AccountChek, loan officers at Guaranteed Rate will be able to offer their clients a faster, safer, and more accurate alternative to scanning and uploading asset statements. AccountChek’s app lets borrowers securely link to their banking, retirement, and investment accounts and share the asset and deposit data needed to qualify for a loan.“AccountChek saves borrowers the extra 20 minutes it takes to collect and upload paper statements, but it also does much more than that—it streamlines the entire loan process,” said Nikolaos Athanasiou, COO at Guaranteed Rate.“No matter what financial institutions a borrower uses, we receive one standardized asset report in the GSE-required format. This speeds up our underwriting review and gives us greater confidence in our ability to sell the loan,” Athanasiou continued. “As a result, we’re moving borrowers from application to closing on average five to 10 days faster.”“AccountChek helps lenders achieve reps and warrants relief from Fannie Mae while delivering a more modern lending experience to borrowers,” said FormFree Founder and President Brent Chandler. “We’re seeing outstanding results like those Guaranteed Rate has attained—up to a 10-day reduction in time-to-close—across our customer base and corroborated by Fannie’s Day 1 Certainty team.”AccountChek was the first asset verification provider approved for participation in Fannie Mae’s Day 1 Certainty initiative, which gives lenders who use the Desktop Underwriter Validation Service reps and warrants relief for validated loan components. Is Rise in Forbearance Volume Cause for Concern? 2 days agolast_img read more

Lessons from Hurricane Season

first_img The Best Markets For Residential Property Investors 2 days ago  Print This Post June 24, 2018 2,096 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Ask the Economist Gunnar Blix Print Features 2018-06-24 David Wharton Share Save Is Rise in Forbearance Volume Cause for Concern? 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Lessons from Hurricane Season Servicers Navigate the Post-Pandemic World 2 days ago Previous: Fannie Mae Recognizes Innovative Ideas Next: The Week Ahead: Headed for Housing Bubble 2.0? Editor’s note: This story originally appeared in the June issue of DS News.Gunnar Blix spends his day analyzing consumer credit trends and the consumer economy, focused on the auto, banking, and mortgage verticals. Before assuming his role at Equifax, Blix led customer analytics for the company’s mortgage vertical and provided analytic support for capital markets. Before joining Equifax, Blix had extensive experience in property and mortgage analytics; creating models for lead generation, attrition, and scoring in many verticals including banking, auto, insurance, telecommunications, and travel industries.  He studied data science and machine learning at the University of Illinois and holds an M.S. degree in computer science from the Norwegian University of Science and Technology.DS // What does your day-to-day role look like as Deputy Chief Economist?I work closely with our Chief Economist, Amy Crews Cutts, and our daily activities involve collaborations with other people across the company, whether it’s in supporting roles for sales or on the front lines with external relations. Mortgage is our largest vertical. That covers credit, income, and employment verification, as well as property and collateral analytics.While Equifax is a business-to-business company, our main mission is to enable the consumer to get necessary credit to manage their finances. On a daily basis, we analyze consumer credit—where consumers might be seeing signs of stress and where there might be opportunities—and then help our lender clients understand how they can best meet the needs of their consumers, without taking on unnecessary risk or causing further stress for the consumer.We also work closely with marketing and public relations to share insights with clients, the media, consumers, and other industry stakeholders, such as regulators. For that purpose, we produce monthly reports, quarterly webinars, and also support our verticals in reaching out to clients, agencies, and regulators to advocate for industry best practices. Lastly, we distill economic news and forecasts from many other industry sources for our leadership and our finance department.DS // What is the most rewarding aspect of these tasks?When I started with Equifax, I worked in analytics roles that were revenue-driven; first, focused on helping capital markets clients analyze pre-payment and default rates on mortgage-backed securities, then expanding to broader client-driven mortgage analytics. The most rewarding aspect of my current role is that we are insights-driven, and that means we can take the time to explore a topic that we may believe is important to the consumer, or the industry, and then dig in to try to understand the underlying market dynamics.Recently, that involved going back and taking a look at the impacts of Hurricane Sandy to assess what effects we might see from Hurricanes Harvey, Irma, and Maria in the medium- to long-term future.DS // That’s fascinating, what have you uncovered?We saw that even though there was early mortgage distress, borrowers went out and found solutions to stay in their homes—such as living in a second floor while they were renovating the first floor. Eventually, homeowners tended to get up-to-date on their mortgage. On the auto side, we’d see rapid replacement of autos, much of which was insured. We take this to mean that while there was a lot of distress in the Harvey, and Irma, and Maria markets, much of that will resolve with a little bit of time.Surprisingly, we also saw that some of the things that the GSEs were doing around modifications and forbearances had an indirect negative impact because the credit scoring models did not distinguish that the interventions were not consumer-driven, but were disaster-driven. And so, it shouldn’t come back to hurt the consumer.DS // Continuing our conversation about consumers—you mentioned that examining credit trends among homebuyers has been a focus for you. What have you learned?We see a lot of positive trends right now, including mortgage delinquencies that have come down to the lowest levels we’ve seen in years, write-offs becoming fewer and far between, and consumers benefiting from mortgages locked in at low-interest rates.However, there are some troubling trends as well that require vigilance. We’ve seen prices rising in part due to tight inventories, particularly in that entry-level segment for new homeowners that are causing consumers to take on higher debt-to-income ratios. We are also seeing rising interest rates that’ll come into play. In 2017 we saw a decrease in first mortgages, which we think was largely because it was the year that we finally saw the long-anticipated rise in interest rates and this slowed down the refinance side. However, this also opens up opportunities on the HELOC and second mortgage side.HELOC originations have been on a steady rise since 2011, but with much tighter underwriting and much less generous terms than we used to see before The Great Recession. Many lenders have eliminated or shortened the interest-only periods, and insist on fully amortizing payments from the first draw. This reduces the risk of the payment shocks that we saw over the last four years. While subprime HELOCs are also on the rise, they still only make up less than 1-1/2 percent of the overall HELOC origination dollars, so it’s a small segment.DS // Speaking of subprime, how has this market evolved over the last few years?The subprime heyday that we saw before The Great Recession hasn’t come back, and that’s reassuring regarding the stability of the housing market. But on the other hand, it also means that there are otherwise credit-worthy borrowers that get shut out of homeownership. In 2017, 9 out of 10 mortgage borrowers who originated a new mortgage had a Vantage credit score 3.0 of 638 or above, which is well into the prime territory. In contrast, back in 2005, one in 10 of the new loans had a borrower credit score below 585. So we’ve seen the threshold for subprime borrowers to get into homeownership go up quite a bit, and that’s something we would like to see a change in a responsible manner. Tagged with: Ask the Economist Gunnar Blix Print Features David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. 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